Mike,
You can save on the timeouts by using "Wordpad" or "Notepad" (both are Windows programs) to create your post off-line, then copy and paste your post into the reply box here on the forum. Once your post is pasted into the reply box, then you can insert the photos wherever you want them in your post. To insert the photos, you can also have the link (URL) already in the post, then just highlight the link and click on the "insert image" icon up above (fourth from left above the smileys).
I hope this helps!
cheers eh?